Red Sky Platinum - Red Sky Insurance

Red Sky Platinum

Red Sky Platinum

Insurance isn’t straight-forward. It takes years for the best advisors to reach the required level to provide accurate bespoke advice for each individual client. Unfortunately, an industry-wide combination of poor staff training and over-emphasis on hitting targets often leads to policies being written incorrectly, unbeknown to the policyholder.

This all too frequently results in claims being challenged and not paid out on, even though the policy holder has made all of their premium payments. Over the years we have heard stories of up to 60% of industry policies being written incorrectly. This presents a huge issue for the industry and consumers alike.

Our managing director Ben Adams has worked in the industry for over 16 years, holding senior positions with some of the country’s most recognised insurance companies. Indeed, having trained hundreds of new insurance advisors and brokers in recent years, Ben’s understanding of the differing and complex insurance products on the market today is unrivalled, ensuring that his clients receive the correct advice and their policies have been written correctly.

Our Platinum service gives our clients direct access to our managing director Ben and is designed for business owners and high net worth individuals, as it pays in these cases to ensure that they are receiving the best service.

To book an appointment with Ben now:

Click here

Or call 0161 510 5080

We have over 15 years of experience.

Things go wrong. You’ll have questions. We understand people.

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    You may want to consider life insurance if you have a mortgage and you want to leave a debt free estate, or if there are people who rely on you financially, like your partner or children. Life insurance can also help cover the cost of funerals, or even if you want to leave your children something when you pass away.
    Life insurance can be set up to cover a specific length of time or even for the whole of your life. Various factors will determine the cost, such as age, health and level of cover. You can control who the money will be paid to and for how long you want the policy to be in place.
    Under current tax rules, pay-outs for critical illness, terminal illness and death claims are usually free of personal liability to pay income tax and capital gains tax. However, in some circumstances your pay-out may be subject to inheritance tax. You can normally help avoid this by putting your plan in trust. Bear in mind that the law relating to tax may change in the future. (For tax planning, we act as introducers only)
    <p>When you choose to take out a life insurance policy with one of our providers, they <br />pay us a commission. Our service is always fee-free.</p>
    This depends on your individual circumstances as the amount of cover required is often different for each family. If you are married, have a large mortgage and four children then you are likely to need more cover than a single parent living in a rented flat with one child.
    Yes, you can have more than one life insurance policy.
    Many couples take out joint life insurance policies, due to the convenience and in order to save money, as it is cheaper than taking out policies on an individual basis. However, joint life insurance usually only pays out once, on the first death, leaving the surviving partner without cover.

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