What is Private Medical Insurance?
Private medical insurance focuses on providing fast treatment for acute conditions.
Acute Conditions – Have a rapid onset but can typically be resolved within six months. Examples of acute conditions are a broken bone, heart attack or a stroke.
Chronic Conditions – Have a long-term impact and can rarely be cured. Examples of chronic conditions include Asthma, Diabetes and Parkinson disease.
Family Health Insurance
Just like individual health insurance plans family ones work the same. The first step will be to visit your GP, if you need further diagnostic tests these will be carried out under your health insurance policy.
Private health insurance is designed to work alongside the services the NHS offer, but has a major focus on providing fast treatment for acute medical conditions. You can still use all the services the NHS provide, but with increasingly stretched resources health insurance allows you to gain control over when and where you receive treatment.